You should reach conclusions and answer the following:
How is the company doing in each solvency ratio?
In which areas is the company doing particularly well or improving significantly?
In which areas could the company improve? Be specific about what they could do.
How is the company doing in relation to the industry averages?
What is your overall assessment of the company’s operations and outlook?

Find the following ratios and discuss about them for the following years years 2015, 2014, &2013.
1. Debt to equity
3. Interest coverage
4. Debt to assets
-You should compare, contrast, and analyze the last three years data (Income Statement, Balance Sheet and Statement of Cash Flow).