1. What are the annual payments for a 30-year traditional mortgage? What are the payments for a
20-year traditional mortgage?
2. Prepare an amortization table for the first six years of the traditional 30-year mortgage. How
much of the first payment goes toward principal?
3. Repeat question 1, but assume that J&J Bagel makes payments at the beginning of each year.
4. Assume J&J Bagel takes out a bullet loan under the terms described. What are the payments on
the loan?
5. What are the payments for the interest-only loan?
6. Which mortgage is the best for the company? Are there any potential risks in this action?

Questions
From the listing of questions below please choose Five questions to answer using 150-200 words for each answer.
1.    What is the difference between a supercomputer and a personal computer? What are the advantages and disadvantages of each?
2.    Define and describe the four phases of information age.
3.    Define and describe the four basic functions of a computer.
4.    List three input devices and three output devices that might be attached to the PC. Describe the typical use of each.
5.    Word processing tools have many techniques and tools. Define and describe how and what does justification, headers and footers work. Why might you need these features!
6.    Explain the Web Application called mashup and discuss their use in the modern world. Do you believe the creation mashup affects intellectual property laws? Please discuss!
7.    Define and describe the use of custom applications. Are there advantages and disadvantages of using custom applications? Give three examples.
8.    Describe the database anatomy. Please make sure to use words like, tables, records, field, and field type.
9.    What are special-purpose database programs and describe the ones you use the most.
10.    Describe two laws regarding privacy namely Privacy Act of 1974 & The USA Patriot Act. What are their purposes and who do they target? Please explain.

Questions
From the listing of questions below please choose Five questions to answer using 150-200 words for each answer.
1.    What is the difference between a supercomputer and a personal computer? What are the advantages and disadvantages of each?
2.    Define and describe the four phases of information age.
3.    Define and describe the four basic functions of a computer.
4.    List three input devices and three output devices that might be attached to the PC. Describe the typical use of each.
5.    Word processing tools have many techniques and tools. Define and describe how and what does justification, headers and footers work. Why might you need these features!
6.    Explain the Web Application called mashup and discuss their use in the modern world. Do you believe the creation mashup affects intellectual property laws? Please discuss!
7.    Define and describe the use of custom applications. Are there advantages and disadvantages of using custom applications? Give three examples.
8.    Describe the database anatomy. Please make sure to use words like, tables, records, field, and field type.
9.    What are special-purpose database programs and describe the ones you use the most.
10.    Describe two laws regarding privacy namely Privacy Act of 1974 & The USA Patriot Act. What are their purposes and who do they target? Please explain.