Identity theft

Chapter 7 focuses on understanding your credit report. Abagnale begins the chapter with a story of his

son who discovered two fraudulent accounts in his credit report, one that would have been opened

when he was eight years old and one Discover card that he never had. He recounted the arduous task of

removing that accounts from his son’s credit report. Abagnale points out that a person’s credit report

and credit score are critically important in obtaining loans for houses, cars and other assets, when

applying to colleges, and in the workforce. Yet, surprisingly, a recent study by the Federal Reserve

showed that 70 percent of credit reports contain a mistake. Abagnale’s take home message from the

chapter is to frequently check your credit report, which can be done free once a year from each credit

bureau (Equifax, Experian, and TransUnion).
Each person’s credit report contains four sections: 1) Identifying information; 2) Credit History; 3) Public

Records; and 4) Inquiries. The identifying information contains basic personal information including a

person’s name, social security number, and address. Credit history includes a history of a person’s

accounts and balances, credit limits, reliability of payments, etc. These play a large role in determining

a person’s credit score, which ranges from 300 (worst possible) to 850 (best possible) and is vital in

determining whether a person is approved for credit. The third section is blank for many people as it

includes information, if applicable, about bankruptcy, tax liens, overdue child support, etc. The inquiries

section contains information of all those who have requested your credit report.

Abagnale concludes the chapter by saying “credit history should be handled by a government agency,

not by a profit-making organization” (p. 158). Why does he say this? Do you agree? Why or why not?

Introduction

Through the Course Project, students will engage in writing about a real-world topic that is aimed at a specified reader in the form of an argument.

Skillful argument-based writing will serve you well, in many ways, beyond this class. Both in other classes and on the job, the research paper you learn in this class will take on new forms, such as analytical reports, proposals, reports, and white papers. Writers who achieve success through these important kinds of documents know how to present an argument and support it logically and persuasively using relevant, attributed source material.

The Course Project will address a topic within one of four course themes: education, technology, family, or health and wellness. Each topic encompasses the potential for controversy, which means there is more than one valid way of looking at the issue and presenting the issue to an audience. The paper will introduce the topic, provide background information, present a main argument with evidence, and conclude in a way that clearly leads a reader to take desired or recommended action.

Assignment

After thoroughly reading and researching a topic, complete the weekly assignments addressing a topic from one of the course themes, leading to two drafts that are revised in a final 8- to 10-page research project.

The purpose of the assignment is to present an argument and support it persuasively with relevant, properly attributed source material. The primary audience for the project will be determined in prewriting tasks. The secondary audience is an academic audience that includes your professor and fellow classmates.

Course assignments will help you develop your interest in a theme and topic, engage in discussion with your professor and classmates, and then learn to apply search strategies to retrieve quality sources.

By the end of the course, you will submit a Course Project that meets the requirements for scope and which includes the following content areas.

Introduction
Attention-getting hook
Topic, purpose, and thesis
Background
Relevance to reader
Body Logically presented, point-by-point argument with evidence (the number of sections may differ by paper, but you should plan to have at least three)
Section 1 (2–5 paragraphs)
Section 2 (2–5 paragraphs)
Section 3 (2–5 paragraphs)
Section 4 (2–5 paragraphs)
Section 5 (2–5 paragraphs)
Conclusion
Assignment Requirements

Original writing of 8–10 pages created during this course
Attributed support from outside research with in-text citations that correspond to the five required sources listed on the References page; a minimum of one source must be included from the Course Theme Reading List
APA 6th edition use of Title page and running headers, in-text and parenthetical citations, and References for all sources used in the project
Final draft addresses all professor and peer content and citation revision suggestions and concerns from earlier drafts; final draft of the Course Project is the result of revision and represents consistent improvement over the first draft
Research Project Topics

Also please plagiarism free