In this unit, you have been introduced to various forms of budgeting.  Budgeting is a crucial component to planning.  While the focus of budgeting has been related to corporate finance and operations, the same budgeting techniques and concepts can be applied to your personal finance.  As you have explored this week’s material, what techniques and/or concepts can you apply to better your personal finances?  Please do not share specifics of your personal finances with the class, but rather explain what you found interesting and how it could be helpful in improving someone’s financial outlook.