“Conflicts for financial advisors between earning fees/commissions and client welfare” (This is particularly timely given that President Trump was expected to sign a presidential memorandum Friday that instructs the Labor Department to delay implementing an Obama-era rule that requires financial professionals who charge commissions to put their clients’ best interests first when giving advice on retirement investments. The rule, which was set to take effect in April, will be delayed for 90 days while it’s reviewed. The so-called “fiduciary rule” was aimed at blocking financial advisers from steering clients toward investments with higher commissions and fees that can eat away at retirement savings. Critics argue the rule limits retirees’ investment choices by forcing asset managers to steer them to the lowest-risk options.)

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